@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#10233f;--navy2:#18395d;--gold:#d5ae68;--gold-light:#f3e7cf;--ink:#1c2b3b;--muted:#667486;--paper:#fbfaf7;--white:#fff;--line:#e7e5df;--shadow:0 22px 60px rgba(16,35,63,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 44px));margin-inline:auto}.site-header{height:86px;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(16,35,63,.08);position:sticky;top:0;z-index:20;backdrop-filter:blur(14px)}.nav-wrap,.nav,.brand{display:flex;align-items:center}.nav-wrap{height:100%;justify-content:space-between}.brand{gap:12px}.logo-placeholder{width:43px;height:43px;border:1px dashed var(--gold);border-radius:9px;display:grid;place-content:center;text-align:center;font-size:9px;line-height:1.15;font-weight:800;color:var(--navy);background:#fffaf0}.brand-name{font-family:Manrope,sans-serif;font-size:16px;font-weight:800;letter-spacing:-.5px;color:var(--navy);line-height:1.2}.brand-name small{display:block;font-family:'DM Sans',sans-serif;font-size:10px;letter-spacing:1.9px;text-transform:uppercase;font-weight:600;margin-top:4px;color:#6b7785}.nav{gap:32px;font-size:13px;font-weight:600;color:#3e4c5d}.nav a:hover,.footer-links a:hover{color:#a77b36}.nav .nav-cta{background:var(--navy);color:#fff;padding:12px 18px;border-radius:5px}.menu-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(112deg,#f9f8f4 0%,#f5f3ec 52%,#e9edf0 100%);min-height:590px;padding:78px 0 0}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:48px;min-height:440px;position:relative;z-index:2}.eyebrow{font-size:10px;letter-spacing:2.2px;font-weight:800;color:#9b773c;margin:0 0 20px}.eyebrow span{display:inline-block;width:25px;height:2px;background:var(--gold);vertical-align:middle;margin-right:9px}.hero h1,.section h2,.final-cta h2{font-family:Manrope,sans-serif;font-size:clamp(36px,4.5vw,59px);line-height:1.13;letter-spacing:-2.4px;color:var(--navy);margin:0;font-weight:700}.hero h1 em,.section h2 em,.final-cta h2 em{font-style:normal;color:#b18a4a}.hero-text{max-width:510px;font-size:16px;color:#5e6a79;line-height:1.8;margin:25px 0 29px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;gap:23px;border:0;border-radius:5px;padding:15px 20px;font:700 12px 'DM Sans',sans-serif;cursor:pointer;transition:transform .2s,box-shadow .2s}.button:hover{transform:translateY(-2px);box-shadow:0 10px 25px #10233f1b}.button span{font-size:17px}.button-gold{background:var(--gold);color:#172c45}.button-outline{border:1px solid #d3d6d7;background:transparent;color:var(--navy)}.microcopy{font-size:10px;color:#7c8791;margin-top:17px}.hero-art{height:390px;position:relative;display:grid;place-items:center}.art-card{position:relative;z-index:2;width:min(340px,80%);height:300px;background:linear-gradient(145deg,#fff,#f6f2e8);border-radius:15px;box-shadow:0 28px 70px #172e4b20;border:1px solid #fff;padding:24px}.art-top{display:flex;gap:7px;align-items:center}.art-dot{width:8px;height:8px;background:var(--gold);border-radius:50%}.art-line{height:5px;width:55px;border-radius:5px;background:#dce1e4}.art-line.short{width:30px}.house-icon{height:185px;display:flex;align-items:center;justify-content:center;flex-direction:column;padding-top:16px}.roof{width:116px;height:84px;background:#d6b77c;clip-path:polygon(50% 0,100% 47%,88% 47%,88% 100%,12% 100%,12% 47%,0 47%)}.house{width:91px;height:70px;background:#fff;border:4px solid #c6a365;border-top:0;position:relative;margin-top:-3px}.window{position:absolute;width:22px;height:22px;background:#dce8ed;border:3px solid #c6a365;left:12px;top:12px}.door{position:absolute;right:13px;bottom:0;width:20px;height:42px;background:#18395d;border-radius:8px 8px 0 0}.art-caption{display:flex;align-items:center;gap:11px;border-top:1px solid #e8e3d8;padding-top:14px}.caption-icon{width:32px;height:32px;border-radius:8px;background:var(--gold-light);display:grid;place-items:center;color:#8a6935;font-size:20px}.art-caption b,.floating-note b{display:block;font-size:11px;color:var(--navy)}.art-caption small,.floating-note small{display:block;font-size:10px;color:#7d8791}.art-orbit{position:absolute;border:1px solid #d5c6a8;border-radius:50%;width:350px;height:350px}.orbit-b{width:430px;height:260px;transform:rotate(-36deg);border-color:#cbd4d8}.gold-ring{position:absolute;width:130px;height:130px;border:20px solid #dfc58f55;border-radius:50%;right:5%;top:3%}.floating-note{position:absolute;z-index:3;right:-1%;bottom:47px;display:flex;align-items:center;gap:12px;background:#fff;padding:14px 18px;border-radius:9px;box-shadow:var(--shadow)}.note-symbol{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold);font-size:16px}.hero-shape{position:absolute;border-radius:50%;background:#fff;opacity:.4}.shape-one{width:240px;height:240px;top:-160px;left:45%}.shape-two{width:360px;height:360px;right:-260px;bottom:40px}.hero-bottom{border-top:1px solid #dfe0dc;margin-top:26px}.bottom-inner{height:66px;display:flex;align-items:center;justify-content:space-between;color:#687583;font-size:9px;font-weight:800;letter-spacing:1.8px}.bottom-inner i{height:4px;width:4px;border-radius:50%;background:var(--gold)}
.section{padding:100px 0}.section-heading{text-align:center;max-width:660px;margin:0 auto 45px}.section-heading .eyebrow{margin-bottom:14px}.section h2,.final-cta h2{font-size:clamp(30px,3.4vw,43px);letter-spacing:-1.5px}.section-heading>p:last-child{color:var(--muted);font-size:14px;max-width:550px;margin:17px auto 0}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.service-card{position:relative;padding:28px 25px 25px;background:#fff;border:1px solid #eceae5;border-radius:8px;min-height:255px;transition:transform .2s,box-shadow .2s}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.service-icon{display:grid;place-items:center;width:43px;height:43px;border-radius:10px;background:#f7f0e2;color:#9a773d;font-size:24px}.card-number{position:absolute;right:25px;top:30px;font-size:10px;letter-spacing:1px;color:#b7bdc2;font-weight:700}.service-card h3{font:700 18px Manrope,sans-serif;color:var(--navy);margin:20px 0 9px;letter-spacing:-.4px}.service-card p{font-size:12px;color:var(--muted);line-height:1.8;min-height:43px;margin:0 0 20px}.service-card a,.text-link{font-size:11px;font-weight:800;color:#9a773d}.service-card a span,.text-link span{font-size:15px;margin-left:5px}
.approach{background:#f1f0eb}.approach-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:90px;align-items:center}.approach-visual{position:relative;min-height:400px;display:grid;place-items:center}.visual-panel{position:relative;z-index:2;width:min(400px,100%);padding:35px 30px;background:var(--navy);color:#fff;border-radius:12px;box-shadow:0 25px 60px #10233f2a}.panel-kicker{font-size:9px;letter-spacing:2px;color:var(--gold);font-weight:800;margin-bottom:27px}.journey-line{display:flex;gap:16px;align-items:center;padding:17px 0;border-bottom:1px solid #ffffff1b}.journey-line:last-child{border:0}.journey-step{width:35px;height:35px;border:1px solid #637287;border-radius:50%;display:grid;place-items:center;color:#d4dce4;font-size:10px;font-weight:800;flex-shrink:0}.journey-step.active{background:var(--gold);border-color:var(--gold);color:var(--navy)}.journey-line b{font-size:13px;display:block}.journey-line small{font-size:10px;color:#b9c3d0;display:block;margin-top:4px}.visual-accent{position:absolute;width:230px;height:230px;background:#e2c994;right:-5px;bottom:3px;border-radius:50%;opacity:.42}.approach-copy .eyebrow{margin-bottom:15px}.approach-copy h2{margin-bottom:22px}.approach-copy>p:not(.eyebrow){font-size:14px;line-height:1.9;color:var(--muted)}.check-list{list-style:none;padding:0;margin:25px 0 30px}.check-list li{font-size:12px;margin:13px 0;color:#425063}.check-list span{display:inline-grid;place-items:center;width:20px;height:20px;background:#e8dec9;color:#8e6d36;border-radius:50%;margin-right:10px;font-size:11px;font-weight:800}
.contact{background:var(--navy);color:#fff}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:85px;align-items:start}.contact-copy{padding-top:20px}.contact-copy .eyebrow{color:var(--gold)}.contact h2{color:#fff;margin-bottom:22px}.contact h2 em{color:var(--gold)}.contact-copy>p:not(.eyebrow){font-size:13px;color:#c3ccd6;line-height:1.9;max-width:430px;margin-bottom:32px}.contact-method{display:flex;align-items:center;gap:14px;margin:20px 0}.method-icon{width:39px;height:39px;border:1px solid #52647a;border-radius:8px;display:grid;place-items:center;color:var(--gold);font-size:17px}.contact-method small{display:block;font-size:9px;letter-spacing:1.5px;color:#aeb9c6;font-weight:800}.contact-method a{font-size:13px;font-weight:600}.enquiry-form{background:#fff;color:var(--ink);padding:35px;border-radius:10px;box-shadow:0 25px 70px #07162b40}.form-heading>span{font-size:9px;letter-spacing:2px;font-weight:800;color:#9b773c}.form-heading h3{font:800 25px Manrope,sans-serif;color:var(--navy);margin:6px 0}.form-heading p{font-size:11px;color:var(--muted);margin:0 0 23px}.enquiry-form label{display:block;font-size:11px;font-weight:700;color:#344256;margin-bottom:7px}.enquiry-form input:not([type=checkbox]),.enquiry-form select,.enquiry-form textarea{width:100%;border:1px solid #dfe3e7;border-radius:5px;padding:12px 13px;font:12px 'DM Sans',sans-serif;color:var(--ink);background:#fcfcfb;margin-bottom:17px;outline:none}.enquiry-form input:focus,.enquiry-form select:focus,.enquiry-form textarea:focus{border-color:#b38c4d;box-shadow:0 0 0 3px #d5ae6828}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:13px}.consent{display:flex!important;gap:9px;align-items:flex-start;font-weight:500!important;line-height:1.5;margin:0 0 18px!important}.consent input{margin-top:3px;accent-color:var(--navy)}.button-navy{width:100%;background:var(--navy);color:#fff}.form-note,.form-status{font-size:10px;line-height:1.7;color:#788391;margin:13px 0 0}.form-status{color:#176b4b;font-weight:700}
.final-cta{background:#e9dfcb;padding:42px 0}.final-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.final-cta .eyebrow{margin-bottom:8px}.final-cta h2{font-size:30px}.footer{background:#0a1a30;color:#d6dde5;padding:45px 0 0}.footer-top{display:grid;grid-template-columns:1fr 1fr 1fr;align-items:center;gap:25px;padding-bottom:32px}.footer-brand .brand-name{color:#fff}.footer-brand .brand-name small{color:#b9c2cc}.footer-top>p{font-size:11px;color:#aeb8c4;max-width:260px}.footer-links{display:flex;justify-content:flex-end;gap:18px;flex-wrap:wrap;font-size:10px;color:#d0d6df}.footer-bottom{border-top:1px solid #ffffff1b;display:flex;justify-content:space-between;gap:20px;padding:18px 0;color:#8f9bab;font-size:9px}
@media(max-width:900px){.hero-grid{gap:10px}.hero-art{transform:scale(.9)}.approach-grid{gap:40px}.contact-grid{gap:40px}.service-card{padding:24px 20px}.bottom-inner{letter-spacing:1px}}
@media(max-width:700px){.container{width:min(100% - 32px,540px)}.site-header{height:72px}.menu-toggle{display:block}.nav{display:none;position:absolute;top:71px;left:0;right:0;background:#fff;padding:18px 22px 24px;box-shadow:0 15px 20px #10233f12;align-items:stretch;flex-direction:column;gap:0}.nav.open{display:flex}.nav a{padding:13px 0}.nav .nav-cta{padding:12px 16px;text-align:center;margin-top:6px}.brand-name{font-size:14px}.hero{padding-top:48px}.hero-grid{grid-template-columns:1fr;gap:0}.hero h1{font-size:42px;letter-spacing:-1.8px}.hero-text{font-size:14px;margin:20px 0 24px}.hero-art{height:310px;transform:none;margin-top:8px}.art-card{width:270px;height:265px;padding:18px}.house-icon{height:155px}.roof{width:100px;height:72px}.house{width:80px;height:62px}.art-orbit{width:290px;height:290px}.orbit-b{width:330px;height:220px}.floating-note{right:0;bottom:15px}.gold-ring{width:90px;height:90px;border-width:14px}.hero-bottom{margin-top:15px}.bottom-inner{height:auto;min-height:66px;justify-content:center;flex-wrap:wrap;gap:10px 13px;padding:17px 0;font-size:8px}.section{padding:70px 0}.section-heading{margin-bottom:30px}.section h2{font-size:33px}.service-grid{grid-template-columns:1fr;gap:12px}.service-card{min-height:0}.service-card p{min-height:0}.approach-grid,.contact-grid{grid-template-columns:1fr;gap:32px}.approach-visual{min-height:350px}.visual-panel{max-width:360px}.approach-copy h2{font-size:34px}.contact-copy{padding-top:0}.contact h2{font-size:37px}.enquiry-form{padding:25px 20px}.form-row{grid-template-columns:1fr;gap:0}.final-cta-inner{align-items:flex-start;flex-direction:column}.final-cta h2{font-size:28px}.footer-top{grid-template-columns:1fr;gap:17px}.footer-top>p{margin:0}.footer-links{justify-content:flex-start}.footer-bottom{flex-direction:column;gap:8px}.hero-actions .button{padding:14px 15px;gap:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important}}

/* Use the supplied original Happy Home Financial Services logo without redrawing it. */
.brand-logo{display:block;width:220px;max-width:100%;height:auto;max-height:58px;object-fit:contain;object-position:left center}
.footer-brand .brand-logo{width:210px;max-height:56px}
@media(max-width:700px){.brand-logo{width:185px;max-height:48px}.footer-brand .brand-logo{width:185px;max-height:48px}}

/* Logo crop fix: preserve the entire supplied image inside the navigation/footer area. */
.brand{min-width:0;max-width:100%;overflow:visible}
.brand-logo{height:auto!important;max-height:58px;width:220px;max-width:100%;object-fit:contain;object-position:left center}
.footer-brand .brand-logo{width:210px;max-height:56px}
@media(max-width:700px){
  .brand-logo{width:180px;max-height:46px}
  .footer-brand .brand-logo{width:180px;max-height:46px}
}

/* Contact address */
.contact-address{font-style:normal;line-height:1.7;max-width:300px;}